Many Canadians are vulnerable to flood but don’t know it. This is at least partly because flood is almost universally viewed by property owners as a phenomenon associated only with rivers, creeks, streams and the like. But flooding can happen virtually any place where heavy rain may fall, which, for Canada, means just about anywhere.

ake the July 8, 2013, Toronto flood. Five years ago, Toronto and surrounding areas were hit with a rainstorm described by many as biblical. Slow-moving storm cells made their way over parts of the city, dumping more than 10 centimetres of rain at Toronto’s Pearson Airport in just two hours. Toronto’s densely residential west end, including parts of southern Etobicoke, were hit particularly hard. More than 21,000 basement flood claims were filed as a result of damage in Toronto, eastern Mississauga and other communities.

Read the full article on the Globe & Mail website: https://www.theglobeandmail.com/business/commentary/article-homeowners-need-to-beef-up-flood-insurance-amid-climate-change/